CPA for Contractors & Home Service Businesses—Job Costing, Tax & Payroll
Contracting is a cash flow business before it is anything else. You buy material up front, wait on progress payments, and carry a crew whether the schedule holds or not — and the tax bill lands on profit you may not have collected yet. We work with builders and remodelers and with the trades and home service companies that run alongside them, from an owner-operator with one truck to companies running several crews. We keep job costing honest, keep subcontractor paperwork clean, and plan equipment purchases well before December.
We help contractors and service businesses track job profitability, manage cash flow, and build reliable financial systems that support bidding, growth, and compliance.
Who we serve
- Owner-Operators & Sole Trades: One truck, one crew, the first employees — the years when entity choice and quarterly estimates matter most
- General Contractors & Remodelers: Several jobs in progress, draw schedules, and retainage that distorts what the P&L appears to say
- Specialty Trades & Home Service Companies: Flooring, drywall, doors, carpentry, cleaning, detailing and handyman work billed by job or by route
- Growing Crews Adding Staff: Moving from subcontractors to employees, and what that changes for payroll, insurance and reasonable compensation
How we help
- Job Costing & Project Profitability: Assign revenue and direct costs to each job so estimates, pricing and completed-job margins can be evaluated consistently
- Labor, Materials, Subcontractor & Equipment Costs: Track the major cost categories that drive gross margin and make overruns visible before a project is finished
- Progress Billing & Retainage: Keep billings, collections and retainage organized across active projects and payment schedules
- Project Cash Flow Management: Forecast material purchases, payroll, subcontractor payments and customer collections around project timelines
- Sales Tax & Contractor Compliance: Review documentation and filing considerations for taxable work, exemptions and contractor-specific requirements
- Payroll, Worker Classification & Subcontractor Documentation: Support crew payroll, W-9 and 1099 processes, and employee-versus-contractor documentation
- Bonding, Insurance & Lender Reporting: Prepare consistent financial information for applications, renewals, credit reviews and other third-party requests
- Work-in-Process Reporting: Organize contract value, costs incurred, billings and estimated costs to complete for work that spans reporting periods
- Estimated vs. Actual Cost Analysis: Compare budgets and estimates with actual job results to improve future bids and spot recurring margin leakage
- Seasonal Revenue & Backlog Planning: Use backlog, capacity and seasonality to plan staffing, equipment, tax payments and working-capital needs
We provide industry-focused accounting, tax, and advisory services designed to help business owners understand their numbers, improve cash flow, reduce surprises, and make confident growth decisions.
Request a consultation to discuss your business and how we can help.